Product

Flexible tools that make wages work harder for your people

FlexEarn combines earned wage access with practical wellbeing and savings tools, all in a product suite that is simple for employers to roll out and manage.

If you are evaluating earned wage access providers, this page shows how FlexEarn supports both payroll teams and employees through a broader product experience.

Earned Wage Access

The easiest way to use FlexEarn is to make a cash withdrawal from your Earned Wage Account directly into your bank account.

It takes just a few seconds to make a withdrawal and use the funds immediately.

Start with our earned wage access page, visit the on-demand pay page, or read the employer explainer on that main page.

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FlexEarn earned wage access screen

Financial Wellbeing

We offer a suite of tools and resources provided by our partner StepChange that are aimed at improving financial health.

Whether it is debt advice or guidance on managing the cost of living, our tools can help.

Compare how FlexEarn is positioned on our Wagestream alternative page.

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FlexEarn financial wellbeing screen

Earned Wage Gift Cards

Buy a gift card directly from your earned wages. There are zero withdrawal fees for gift cards, which helps every penny go further.

Employees can access discounts from high-street brands such as Morrisons, Asda, Tesco, and more, making essentials and everyday treats more affordable.

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FlexEarn gift cards screen

Workplace Savings

Our Savings feature allows employees to save a portion of salary directly from earned wages.

Whether the goal is a holiday, a new car, or a rainy-day fund, EWA Savings helps people make steady progress.

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FlexEarn workplace savings screen

Earned Wage Access

Earned wage access for employers

See how FlexEarn supports earned wage access with payroll-linked controls, employer visibility, and a simpler operating model.

Comparison

Wagestream alternative

Review the operating-model differences that matter for payroll teams comparing providers.

FAQ

Product FAQs

What does the FlexEarn product include?

FlexEarn combines earned wage access with financial wellbeing tools, gift cards, and workplace savings in a single product suite.

How does FlexEarn support employers?

Employers get a practical rollout model, payroll-linked controls, and an admin experience designed to reduce ongoing friction.

Is FlexEarn only an earned wage access app?

No. The product is broader than wage access alone, which helps employers offer a more durable financial wellbeing proposition to employees.